September 2019 Budget

September 2019 Budget

Partial paycheck month, woohoo! And… I think we’ll be able to make some significant progress on one of Mike’s loans with the leftover money we have from my summer salary fund (I’ll report back on this next month). September was a month of spending. Mike did some work on our doors (see a peek in the above pic), we decided to plan a weekend trip to the coast for October, I had my annual hair appt, we started paying Ellie’s preschool tuition, I had a bunch of doctor’s bills, we were super social… it wasn’t anything exorbitant, but we definitely went over budget in a lot of areas. One place we did not go over budget was groceries… it was a ~$600 month!!! I also updated our budget for the school year which will show up in next month’s budget post.

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August 2019 Budget

August 2019 Budget

Summer is coming to an end, which is sad… and also exciting because that means I get a paycheck again! Before October starts and my full paycheck kicks back in (I get a partial paycheck in September), I need to do an overhaul of our budget to re-evaluate how much we need to set aside for next summer. I’d also like to think through the exemptions we claim (I think that’s the right terminology) and maybe make some adjustments. We usually get a decent amount back during tax time and I’d rather have that money in each paycheck as opposed to getting a lump sum in April.

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July 2019 Budget

July 2019 Budget

July is the first summer month with no paycheck of any sort, so we’re pulling entirely from savings (using the money I’ve been setting aside each month during the school year). We also got hit with a big car maintenance bill this month (~$700), so we drained our car maintenance fund (which was just over $500) and then dipped into the emergency fund to pay the rest of the bill. Oddly enough, I looked at our car maintenance bills from the previous year and we had a major bill (~$800) on the very same day last year… apparently we’re very consistent about our car repairs.

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June 2019 Budget

June 2019 Budget

You might be wondering what the the picture above is all about… well, Ellie’s night time sleep routine is holding steady, with at least one middle of the night wake up per night. Our friends have a “toddler clock” and had good results with it; however, we didn’t want to shell out any money for something that Ellie was just going to ignore. That’s where this car (aka Bob the car), nightlight, trivet situation comes in.

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April 2019 Budget

April 2019 Budget

Holy groceries!!! We spent under $600 on groceries this month!!! It does come with a caveat… I was traveling for ~5 days, so there was only 1 adult to feed for 5 days of the month. However, we hosted a few meals at our house, cooked a meal for a friend with a new baby, and re-upped on some freezer meals… so we didn’t skimp on food purchases.

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A Step by Step Guide To Moving Across the Country with a Baby + 2 Cats: Part 2

A Step by Step Guide To Moving Across the Country with a Baby + 2 Cats: Part 2

It’s helpful to know exactly where you’re going to be moving to (i.e., your physical address) so that when you plan your move you can determine how much stuff is going to fit in your new place, the exact directions you’ll need to get there, if a moving truck can easily get to your place, etc.

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A Step by Step Guide To Moving Across the Country with a Baby + 2 Cats: Part 1

A Step by Step Guide To Moving Across the Country with a Baby + 2 Cats: Part 1

In early March of 2016 I flew from Ohio to Oregon for my one and only campus visit. The rest of March and most of April passed by before I received a job offer. In all honesty, I assumed that I hadn’t gotten the position and that we’d be sticking around the Midwest for a little bit longer. At ~8 months pregnant, that seemed like a good idea. I could take a leisurely approach to finishing my dissertation, enjoying our new baby, and recovering. But of course, the minute you “settle” for one thing, life says, “just kidding!” In late April I got the job offer... a month before Ellie was due.

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February 2019 Budget

February 2019 Budget

What I’m most excited about in this month’s budget is the fact that our grocery bill is the lowest it’s been since we started tracking our spending in 2016. We budget 20.48% of our monthly income to groceries (which amounts to $935). This is still more than we’d like to spend a month on groceries (for 2 adults and 1 toddler), but we are also realistic about our spending. I don’t want to set the budget at a number that we’re going to consistently go over each month and have to figure out where to pull the extra money from. I’d rather set it at a number we can consistently achieve (based on our average from the past year of ~$900) and then slowly get it down.

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