Taking a break from the moving posts to give you an update on our March budget. Our biggest win for the month is that we paid off another one of Mike’s loans!!! 🎉🎉🎉 Only $81,795 more dollars to go 😂… better than $100K+ back in December 2018… so we’re making progress.Read More
It’s helpful to know exactly where you’re going to be moving to (i.e., your physical address) so that when you plan your move you can determine how much stuff is going to fit in your new place, the exact directions you’ll need to get there, if a moving truck can easily get to your place, etc.Read More
In early March of 2016 I flew from Ohio to Oregon for my one and only campus visit. The rest of March and most of April passed by before I received a job offer. In all honesty, I assumed that I hadn’t gotten the position and that we’d be sticking around the Midwest for a little bit longer. At ~8 months pregnant, that seemed like a good idea. I could take a leisurely approach to finishing my dissertation, enjoying our new baby, and recovering. But of course, the minute you “settle” for one thing, life says, “just kidding!” In late April I got the job offer... a month before Ellie was due.Read More
What I’m most excited about in this month’s budget is the fact that our grocery bill is the lowest it’s been since we started tracking our spending in 2016. We budget 20.48% of our monthly income to groceries (which amounts to $935). This is still more than we’d like to spend a month on groceries (for 2 adults and 1 toddler), but we are also realistic about our spending. I don’t want to set the budget at a number that we’re going to consistently go over each month and have to figure out where to pull the extra money from. I’d rather set it at a number we can consistently achieve (based on our average from the past year of ~$900) and then slowly get it down.Read More
If you want some background information about our budget, see my first budget post from December 2018.
I initially thought I was going to do some major revamping of the budget given our focus on paying down our student loans. However, when I took a look at the budget, I was happy with how things were set up. The only change is that instead of throwing extra money to savings, most of it (except for yearly bills and our small travel fund) will go to student loans. Also, the first time I posted our budget I rounded all of the %s and it drove me up the wall, so I’m introducing decimals this time around.Read More
Now that you’re humming For the Love of Money, I’m taking a quick detour from the (academic) planning series to talk about our budget. In addition to really enjoying how people plan out their days and spend their time, I also enjoy seeing how people spend their money. Given the number of personal finance blogs and blogs dedicated to paying off debt, I imagine I’m not the only one.Read More
I graduated from my PhD program ~2.5 years ago and am still reveling in the fact that breaks actually mean I take some sort of break (even if it’s not for the entire break), instead of using breaks to play catch up or try to get “more” done. If there’s anything I’ve learned from grad school and also as an assistant professor it’s that working all the time does not lead to better results, personally or professionally (at least not for me!). All that to say, taking this week off from work has been wonderful!Read More